Mortgage Portfolio Management

01

Mortgage Portfolio Management

Paul is well versed to participate with senior team members to identify a strategy, implement and provide ongoing assessment. Paul is knowledgeable in rated funds or pools consistent with the rating agency approach.

02

Public Issuance of Canadian CMBS Bonds

Paul has managed 29+ pools, $14B commercial mortgages, and an on-book rolling ~$1B inventory pipeline. Paul has the unique capability of accumulating diversified mortgage pools on a risk positive profile to deliver profitable execution.

03

Relationship & Team Management

Paul’s relationship and team management experience spans across Origination, Underwriting and Loan Servicing Teams, as well as, public/private investors, auditors, rating agencies, lawyers, and capital markets groups.

Segments of the Mortgage Business

Origination, Underwriting & Servicing

Paul offers a broad focus across traditional and non-traditional property types from coast-to-coast. Origination includes newly originated loans as well as secondary market buy-sell opportunities.

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$20+ Billion

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2,000+ Mortgages

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Retail, Office, Multi-Res, Industrial, Hotel, MHC, Self-Storage and Senior’s Housing

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Integrated Process

Individual & Accumulated Mortgage Strategy

Paul specializes in individual loan structuring and loan accumulation to achieve a desired strategy. His experience includes mortgages for asset-liability matching, public product issuance, and fund management.

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CMBS Pool Accumulation & Execution

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Fund Strategies

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Rating Agency models

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Loan Participation

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Single, Multi-loan & Portfolio Financing

Loan Enforcement, Restructuring & Opportunities

Paul has served as a key participant in the assessment, enforcement, restructuring, and workout of mortgages over multiple economic crises over the past three decades.

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Early 90’s real estate recession

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Tech Debacle 2000

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SARS 2004

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Credit Crisis 2007-2010

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Covid 2020-2022

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2024-2025?

Who is Summerlea Capital? Meet Paul.

Previous Experience

1984-1998

London Life Insurance

Regional Manager, Ontario
Investments - Commercial Mortgages

1998-2008

Merrill Lynch

Director, Origination & Credit
Capital Markets Canada
Commercial Mortgages CMBS

2008-2023

Institutional Mortgage Capital

Managing Director & Partner, Portfolio Manager
OSC Licensed & Exempt Market Dealer

2024-present

Summerlea Capital

Principal
Commercial Mortgage & Real Estate Related Advisor